Privacy Policy

Welcome to the privacy policy ("Privacy Policy") for gyob.biz. The services available at http://www.gyob.biz ('the Site') are provided by Phoenix Legal Forms, Suite 6, First Floor, Sutherland Court, Longton Road, Stoke on Trent, Staffordshire ST4 9FP ('Us' or 'We').

Your privacy is very important to us. Please read this Privacy Policy to learn about the ways in which we use and protect the information you supply to us. When you register your information with the Site (for any purpose whatsoever), we will protect and use the information in the manner detailed below. If you object to the manner of this use please do not register with us or use any other functions on the Site where you are required to provide information.

1 Overview. We will hold and transmit your information in a safe, confidential and secure environment and will never sell or rent your personal information to third parties.

2 Information we collect. We collect information from you in order to provide you with a safe, efficient, and personalised experience. We only collect information about you that we consider to be necessary. You can browse the Site without revealing any information about yourself.

If you do  use our services or any of the other functions of the Site, we may require you to provide contact and other identity information, financial information and other personal and or business information about you and your debtor(s) as indicated on the forms and/or documents onthe Site. You always have the option not to provide information by choosing not to use a particular service, function or document.

3. Use of your information. We use the information you provide to process your claim(s) for payment and to calculate other charges which you are legally entitled to claim from your debtor(s). If your debtor(s) are not businesses you will be asked to switch off any calculations in respect of assigning interest or compensation as defined in The Late Payment of Commercial Debt (Interest) Act 1998. You must do this or you will be liable to prosecution.

4 Other information we may collect. If you establish a credit account with us, we will collect some additional information, including but not limited to a billing address, a credit card number and a credit card expiration date. If you choose to post messages on our community boards or other message areas or enter our competitions or register links in our Links Register or leave feedback for other users, we will collect the information provided by you in doing so. If you send us any correspondence, such as emails or letters, or if other users or third parties send us correspondence about you or your activities or postings on the Site, we may collect such information into a file specific to you.

5 Other uses of your information. We use information in our files about you and your debtor(s), and other information we obtain from yours or their current and past activities to resolve disputes, provide customer support, troubleshoot problems and enforce our User Agreement and other policies. At times, we may look across and cross reference information in relation to multiple users to identify problems or resolve disputes, and in particular we may examine your information to identify users using multiple User IDs or aliases.

You agree that we may use identifiable information about you and your transactions and/or collection responses to improve our data acquisition which we will be use to analyze site usage, improve our content and product offerings, and customise the Site's content, layout, and services with a view to improving the Site and better tailoring it to meet your needs.

You agree that we may use your information to deliver information (including but not limited to targeted banner advertisements, administrative notices, product offerings, and communications relevant to your use of the Site) to you that, in some cases, is targeted to your interests,.

6 Disclosure of your information. We will not sell or rent your personal information to third parties without your explicit consent.

However, the following describes some of the ways that we may disclose your information. We will always cooperate with legitimate law enforcement inquiries. Therefore, in response to a verified request by law enforcement or other government officials or other activity that may expose us or you to legal liability, we can (and you hereby authorise us to) disclose personal information such as your name, address, telephone number, email address, User ID history about you as we, in our sole discretion, believe necessary or appropriate.

We cannot ensure that all of your communications with us and any other personally identifiable information obtained as a result of your use of the Site will never be disclosed in ways not otherwise described in this Privacy Policy. For example, third parties may unlawfully intercept or access transmissions or private communications. We do use industry standard practices to protect your privacy, but we do not promise, and you should not expect, that your personally identifiable information or communications with us will always remain private.

7 Your password. You are solely responsible for all actions taken with your User ID and password, including, but not limited to, those actions that result in fees being charged to your account. You should not disclose your password to any third parties. If you lose control of your password, you may lose control over your personally identifiable information and may be subject to legally binding actions taken on your behalf. Therefore, if your password or account has been compromised for any reason, you should immediately change your password and notify us.

8 Accessing, Reviewing and Changing Your Personally Identifiable Information. You can automatically review and change the information you submit to us by logging into the Site and entering in the new information yourself. You can change your User ID, password, contact information, financial information, postal address and user preferences by contacting us. You must promptly update your personal information if it changes or is inaccurate. Once posted, you may not be able to change or remove any public postings made on the Site including in our message areas or the feedback area.

9 Security. We use industry standard practices in order to safeguard the confidentiality of your personal identifiable information, including encryption, "firewalls" and Secure Socket Layers. We treat data as an asset that must be protected against loss and unauthorised access and employ many different security techniques to protect such data from unauthorised access by users inside and outside the company. However, "perfect security" does not exist on the Internet and we do not make any representation or give any warranty as to the protection we offer.

10 Amendment . We may amend this Privacy Policy from time to time in order that it accurately reflects the regulatory environment and our own data collection and disclosure practices. All amended terms shall automatically be effective 30 days after they are initially posted on the Site.